A new scheme launched by our PM Modi---PMJDY

PRADHAN MANTRI JAN DHAN YOJANA

The Prime Minister, Shri Narendra Modi, declared the beginning of the end of financial untouchability in India, with the opening of an estimated 1.5 crore bank accounts across the country, in an exercise unprecedented in scale in economic history.

TARGET

The Prime Minister said that though the initial target of PMJDY was to open bank accounts for 7.5 crore families in one year, he had exhorted the concerned officials to complete the task before the next Republic Day (2015).

BENIFITS

Account openers will get a RuPay Debit card with an in-built accident insurance cover of Rs.1 lakh and a pass-book immediately.
An additional Rs. 30,000 life insurance .
An overdraft facility of up to Rs. 5,000.

NOTE

Aadhaar is not mandatory for opening the account under this scheme.

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